Bank of Punjab BOP Nigehban 10000 Cash Scheme 2026

The Bank of Punjab Nigehban 10000 Cash Scheme 2026 is a special financial support program launched under the Punjab Government’s Ramzan Relief Package. This initiative has been introduced to help low-income families manage their household expenses before and during Ramadan. The program is working under the leadership of Maryam Nawaz and aims to provide direct cash assistance along with ration support to deserving households across Punjab.

Under this scheme, eligible families receive Rs.10,000 in cash. In addition, essential food items such as flour, sugar, and pulses are also distributed to reduce the financial burden during the holy month. The government has designed this program to ensure transparency, dignity, and quick delivery of funds without middlemen.

Currently, more than 4.2 million families are benefiting from this program. In 2026, the government plans to expand the support to over 4.5 million families, making it one of the largest Ramadan relief initiatives in Punjab.

What Is the Nigehban 10000 Cash Scheme 2026?

The Nigehban Program 2026 is a Ramadan-focused financial assistance plan. Its main purpose is to help struggling families meet their daily needs during Ramadan.

The scheme offers direct cash support of Rs.10,000 to verified beneficiaries. It also provides free ration items to ensure that families can prepare meals without stress. The system uses ATM-based withdrawals, making the process secure and easy. Payments are made through a transparent digital system to prevent corruption and fraud.

The government has introduced strict monitoring tools to make sure funds reach the right people. With improved verification and banking support, the scheme ensures smooth distribution before the peak Ramadan days.

Role of Bank of Punjab in the Scheme

The Bank of Punjab is responsible for managing all financial operations of the Nigehban Program. The bank handles ATM card issuance, payment processing, and transaction security.

The bank verifies beneficiaries through official records and ensures that each payment is confirmed through SMS alerts. It also uses OTP-based security codes for safe transactions. In case of any problem, beneficiaries can contact the helpline for complaint registration and support.

This digital banking system improves transparency, reduces fraud, speeds up payments, and allows access to ATMs across the province.

Also Read: Maryam Ko Batain

Eligibility Criteria for Nigehban 10000 Scheme

To qualify for the scheme, your CNIC is verified through the Punjab Socio-Economic Registry and NADRA records.

Priority is given to low-income families, widows, disabled persons, and daily wage earners. These groups are considered most vulnerable during Ramadan.

However, families with luxury vehicles, high income levels, or major registered assets are not eligible. The government carefully checks financial records to ensure only deserving families receive support.

How to Check Eligibility Through 8070

The government has made the verification process simple.

You can check your eligibility by sending your 13-digit CNIC number (without dashes) to 8070 via SMS. After sending the message, you will receive a reply about your status.

You can also visit the official PSER online portal to check your registration details. It is important to update your household information to avoid delays or rejection.

ATM Card Issuance and Activation Process

Eligible beneficiaries receive a Nigehban ATM card for cash withdrawal.

The card can be activated at Bank of Punjab ATMs or at 136 government activation centers. During activation, your CNIC is verified and an OTP code is sent to your registered mobile number.

In some districts, the government delivers ATM cards directly to homes to reduce crowding and ensure safety.

How to Withdraw Rs.10,000

After activating the card, beneficiaries can withdraw the full Rs.10,000 amount.

Withdrawals can be made from Bank of Punjab ATMs, any ATM connected to the 1-Link network, or selected rural banking agents.

There are no hidden charges or deductions. Beneficiaries receive the complete payment without any fee.

Latest Updates for 2026

In 2026, the Punjab government introduced new improvements to make the scheme more efficient.

These updates include real-time SMS payment tracking, faster CNIC verification systems, improved monitoring dashboards, and expanded coverage to more than 4.5 million families.

The main goal is to complete payments before the busiest days of Ramadan so families can prepare without financial pressure.

Major Benefits of the Scheme

This scheme provides direct financial relief before Ramadan.

It offers a secure ATM-based withdrawal system and reduces the role of middlemen. The digital system ensures transparency and respectful distribution. Families across Punjab can easily access banking services under this initiative.

The Nigehban Program 2026 is considered one of the largest digital cash transfer programs in Punjab’s history.

Frequently Asked Questions (FAQs)

1. How can I confirm my eligibility?
   Send your CNIC number to 8070 or check through the PSER online portal.

2. Where can I withdraw the Rs.10,000?
   You can withdraw from Bank of Punjab ATMs or any 1-Link network ATM.

3. Is there any deduction in payment?
   No, eligible beneficiaries receive the full Rs.10,000 amount.

4. What should I do if I did not receive an SMS?
   Visit the PSER portal or contact the official helpline for assistance.

5. Can the ATM card be used again?
   Yes, the card may stay active for future Punjab welfare programs.

Final Words

The Bank of Punjab Nigehban 10000 Cash Scheme 2026 is a major Ramadan relief effort designed to support millions of deserving families in Punjab. With CNIC-based verification, secure ATM withdrawals, digital monitoring systems, and transparent payment tracking, the government aims to provide financial assistance in a fair and respectful manner.

If you think you qualify for this program, check your eligibility as soon as possible and complete your verification before the Ramadan distribution deadline to avoid missing this important support opportunity.